Foreclosure Prevention Counselor

If you are looking for a challenging but yet gratifying opportunity to make a real difference on the front lines of home preservation, consider a career in Foreclosure Prevention. We are seeking a highly qualified Housing Counselor to engage homeowners at risk of foreclosure throughout the DC Metro area. Our counselors regularly work with homeowners, lenders, municipalities as well as the courts to prevent foreclosure on a daily basis. If you are highly motivated and want to be challenged, please apply.

Job responsibilities:

• Provide counseling to homeowners on all housing issues in order to resolve problems and improve housing opportunities.
• Evaluate homeowners' eligibility for loss mitigation options and other alternatives to avert foreclosure.
• Prepare mortgage relief applications with clients and follow-up with lenders to confirm completion.
• Negotiate workout agreements with lenders on behalf of clients.
• Prepare homeowners for foreclosure mediation and participate at mediation sessions to support client needs.
• Follow-up with all clients to be assured that their needs are being met.
• Maintain accurate written and computer-based files.

Qualifications:

• Excellent oral and written communication skills.
• Must demonstrate the ability to communicate with a variety of people including lenders, realtors, and low- and moderate-income families from a variety of cultures.
• Ability to translate technical information into layman's terms.
• Compassionate listener and firm educator.
• Must demonstrate an ability to work with a minimum of supervision.
• Must be versatile in order to handle a wide variety of duties.
• Sensitivity to the needs within the community and to individual clients.
• Computer skills.
• Bi-lingual a plus.

Sick and Annual Leave which both initially accrue at 4.5 hours per pay period (annual leave accrual increases after some time at HCS)

Birthday Holiday (taken on the day of your birthday OR must be used within 30 days of your birthday)

4% (of salary) contribution to a 403(b) tax deferred annuity after 6 months of service

Long-Term Disability and Life Insurance Policies with UNUM (no cost to the employee)

Paid Holidays (following DC government holiday schedule)

HCS CONTRIBUTION FOR DENTAL AND VISIONS: HCS offers dental and vision coverage through BCBS, HCS will contribute 100% of employee coverage for the BCBS dental plan only. If you waive the dental coverage, this dollar amount can also be applied to your portion of your health insurance coverage. If you choose not to use our health insurance, you may apply the full amount of the HCS health insurance contribution towards family coverage for the dental plan only. Staff who elect to waive the BCBS Dental Plan and/or Vision Plans must complete a BCBS Waiver of Enrollment form.

HCS offers and makes contributions towards employee health and dental. Employee’s may include eligible family members on these plans, but will be responsible to cover the full cost of these family member’s insurance coverages. Vision is paid 100% by the employee

HCS CONTRIBUTION FOR HEALTH INSURANCE: HCS has Reference Health Plan – CareFirst Blue Cross/Blue Shield - Blue Choice HMO HRA Silver Plan $1,900 deductible that is the basis for the HCS contribution towards health insurance coverage for each employee. HCS will pay 100% of the employee coverage for this Reference Plan and this same dollar amount may be applied to any of the 60+ BCBS health plans you may select on the DC Health Exchange. As the cost of coverage is different for every employee (as it is based on age), attached for your information is the age grid sheet with the amounts. You may select individual coverage as well as coverage for your eligible family members. The HCS contribution remains the same whether you select individual or family coverage. HCS cannot contribute to the cost of employee health insurance that is not part of the HCS account through the DC Health Exchange.

CareFirst BlueCross BlueShield Blue Choice HMO HRA Silver Plan - $1,900 as of 11/1/2024

Age Banded Rate

0-14 - $318.51

15 - $318.51

16 - $318.51

17 - $318.51

18 - $318.51

19 - $318.51

20 - $318.51

21 - $354.06

22 - $354.06

23 - $354.06

24 - $354.06

25 - $354.06

26 - $354.06

27 - $354.06

28 - $362.34

29 - $370.14

30 - $379.39

31 - $389.13

32 - $397.90

33 - $407.15

34 - $416.89

35 - $426.63

36 - $436.37

37 - $446.11

38 - $451.47

39 - $456.82

40 - $474.84

41 - $493.35

42 - $512.83

43 - $532.80

44 - $553.74

45 - $575.17

46 - $597.57

47 - $620.95

48 - $645.30

49 - $670.63

50 - $696.93

51 - $724.20

52 - $752.45

53 - $781.67

54 - $812.35

55 - $844.01

56 - $877.12

57 - $911.21

58 - $946.77

59 - $983.78

60 - $1,022.25

61 - $1,062.17

62 - $1,062.17

63 - $1,062.17

64+ $1,062.17